Email : info@vjbankloan.com Toll Free : 1800 57 28 678 (Helpline 24/7)
Email : info@vjbankloan.com Toll Free : 1800 57 28 678 (Helpline 24/7)
We leave no stone unturned to ensure a comfortable life for our loved ones. Health is one aspect of our lives that has become a priority today. The outbreak of the contagious disease, COVID 19, has brought focus on how unpredictable life can be. The world is facing an extraordinary situation amidst the pandemic. Thus, it calls for extraordinary efforts to safeguard the health of your family. A family health insurance policy offers you a financial safety net against unexpected medical expenditures.
As healthcare costs are mounting, opting for a health cover keeps you worry-free as it covers various medical expenses that may not be just limited to hospitalization. ‘Care’ by Care Health Insurance is a family floater health policy that offers you a wide range of sum insured options. You can get your entire family covered under a single policy at an affordable premium. You can buy the family floater policy online without the need to go through tedious paperwork. Moreover, the company’s user-friendly website enables you to renew your policy online and track your claim status at a click. One of the noteworthy features of health policy is the cashless treatment facility offered at network hospitals. You can avail of the best medical care without the need to pay medical bills from your pocket. There are over 16500+ cashless healthcare provider across India, where you can get the best medical treatment using your health card. Features like annual health check-up, no claim bonus, and auto-recharge of policy sum insured are other benefits of the policy, that will keep you secured. Also, medical treatment for COVID-19 is covered under the policy. Furthermore, when it comes to financial savings, you have the advantage of claiming tax deductions on the premium you pay, under Section 80D of the Income Tax Act.
**TnC for 20% discount: It's 10% discount for a 3-year policy tenure and 10% discount for insuring 4, 5 or 6 members of the same family, in the same policy, on individual sum insured basis.
Life insurance is all about securing you and your family financially. All parents want their children to be taken care of even when they are not around. Life insurance makes sure your loved ones won't suffer financially in your absence. There is no way to replace a loved one, But planning with life insurance does help in taking care of the financial needs of the family's.
We all have some goals in life, for which money needs to be saved. Life insurance plans help you achieve those goals by helping you build a financial corpus with the protection of a life cover. Life insurance plans inculcate a habit of disciplined saving. Paying a little amount as an insurance premium each month will help you accumulate funds. What's even better is that this small monthly amount only keeps growing. So years from now, you'll have enough wealth accumulated to accomplish your more substantial and long-term financial goals.
Having life insurance will give you peace of mind. Life is uncertain, and life insurance can offer financial assistance to your family when you are no longer around. You can also plan your retirement by taking a retirement plan where you will receive a monthly income.
Generally, you can claim an income tax deduction on your life insurance premiums under Section 80Cof the Income Tax Act, 1961**. Pay-outs for death claims are tax-free under Section 10(10D) of the Income Tax Act, 1961 **